| Frequently Asked Questions |
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Below, you'll find the answers to some frequently asked questions. If you don't find what you're looking for, please don't hesitate to get in touch - we're more than happy to help where we can.
When buying how much do we have to put aside for costs other than purchase price?
What is the difference between community fees and rates?
Rates cover all public matters such as in the UK. Fees will vary according to your postcode , in Estepona for example you would pay approx £200 a year for an apartment or £600 a year for a Villa which would go up about 30% the closer you get to towns such as Marbella & Puerto Banus.
Rubbish is a separate charge of about £50 a year.
Can we expect a good rental return on our property?
Our management services here ensure the smooth running of your property with maids service, maintainance and a smooth change over between rental clients coming and going.
How is the weather in the winter? It´s not boiling all the time! But this is the Costa del Sol with an average of 320 days sunshine a year,,check our monthly weather chart averages for more details. We love the climate here, it can rain at night and the sun can shine the next day. Rainy days are novelties, Christmas can be had on the beach some years. Nothing is guaranteed of course but we believe it´s a lovely temperature to live in.
How are we covered medically? UK citizens are covered here with an E111 (´E,one,eleven) which is available from any post office in the UK over the counter.
In most cases English is spoken( to a certain degree),however this is Spain and having a phrase-book handy will do you no harm what so ever and the Spanish love it when you make an effort.
What is fiscal representation and why do I need it? Fiscal representation is an agent who makes your annual wealth and income tax declaration. Since the recent law change you only need Fiscal Representation if you own more than one property, however many people choose to do this anyway. We can help you with this.
We can also do the Declaration for an annual fee of about £50 a year.
Do we need a N.I.F. number to purchase a property? The simple answer to this is no. However once you OWN a property you WILL need an N.I.F. number,so really it's a question of sooner or later .
Remember any other questions at all please email us. We pride ourselves on being experts at living on the Coast and we want to help you enjoy being here. |








